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Acceptance
By accessing and using the Thrisk website (including pages served at thriskinsure.com or any subdomain or successor URL we nominate; “Site”), you agree to these Terms and Conditions (“Terms”). If you do not agree, do not use the Site.
Use of the Site
Eligibility. You must be at least 18 years old to use this Site unless a parent or guardian supervises your use where applicable law allows.
Acceptable conduct. You agree to use the Site only for lawful purposes. Examples of prohibited conduct include:
- Breaking any applicable laws or regulations;
- Infringing the rights of others;
- Introducing harmful code (including viruses or malware);
- Attempting unauthorised access to the Site or related systems.
Risk warnings and reliance
Nothing on the Site constitutes financial product advice unless separately provided to you under an applicable regulatory pathway (such as personalised advice documented in accordance with Corporations Act requirements). Past performance is not indicative of future results. Coverage terms for any arranged insurance appear in insurer policy wording, schedules, and Product Disclosure Statements.
Intellectual property
Content on the Site (including text, graphics, logos, and images) is owned by Thrisk or our licensors and is protected by copyright and related rights. Except for temporary copies in your browser for normal browsing, or uses allowed by applicable law, you must not reproduce, scrape, exploit, or redistribute Site content without our prior written consent.
Disclaimer of warranties
The Site is provided on an “as is” and “as available” basis. Except where statute expressly forbids exclusions, Thrisk excludes all representations and warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Information on this Site may be incomplete or superseded without notice.
Limitation of liability
To the maximum extent permitted by law, Thrisk excludes liability for any loss arising from your use of the Site, including direct, indirect, incidental, or consequential losses. Where the Australian Consumer Law or other statutes apply non-excludable guarantees or remedies, Thrisk liability is limited to the extent permitted for those statutory rights (which may include re-supply of services or payment of compensation under the statute).
Links to third-party websites
The Site may link to websites operated by others. Thrisk does not endorse and is not responsible for third-party content or practices; use linked sites at your discretion and risk.
Privacy
Your use of the Site is also governed by our Privacy policy.
Changes
Thrisk may revise these Terms at any time by posting updates on this page. Revised Terms apply from the revised “Last updated” date. Continued use of the Site constitutes acceptance where permitted by law.
Governing law
These Terms are governed by the laws of Western Australia. Each party submits to the exclusive jurisdiction of the courts of Western Australia, subject to any non-excludable right to initiate proceedings elsewhere under consumer protection laws where applicable.
Contact
Questions about these Terms: broker@thriskinsure.com
Phone: (08) 9288 1795 or 0447 006 749
Postal: Perth, WA, Australia. Contact form.
ABN: 71 125 269 883 | AFSL: 341 546