Our approach.
WorkCover premiums are driven by two things: how your business is classified, and how your claims perform. Most employers overpay on both without knowing it.
Thrisk works both levers. Lawful premium reductions through correct classification, reclassification applications and special applications — and lower claims costs through early, genuine employee care.
Premium Reduction Strategies
Classification is the first lever.
If you don't remember the last time you did a Predominant Activity test, WorkCover did it for you, and you don't know about it. Incorrect classification can result in overpayment of premiums which can be reduced through reclassification.
- Review how WorkCover has classified your predominant activity
- Reclassification applications where the classification is wrong
- Special applications for premium reduction
- Identify lawful premium reductions before the rate becomes accepted as normal
The Care Network
Lower premiums through better care.
The Care Network is Thrisk's employee-care product. It reduces WorkCover premiums by increasing employee care: injuries are triaged fast, treatment starts early and recovery stays managed — so claims cost less and premiums fall at renewal.
- Triage injuries fast and make sure employees feel looked after from day zero.
- Manage treatment, return-to-work and claims exposure for lower premium renewals.
- Protect your Board by documenting a clear, evidence-based welfare process
Claims intervention and performance management.
Thrisk gives employers an accountable injury response system. When a worker gets hurt, care starts quickly, recovery stays managed and the claim is less likely to load your WorkCover premium at renewal.
Claims intervention and performance management keep existing claims from quietly compounding into years of premium loading.
How can we help?
Let’s talk about your WorkCover premium.
Share a few details about your business and your current WorkCover premium. Thrisk will come back with the next step.